Insights & Blog

At NORBr, we build the invisible layer that powers modern payments. Explore our insights on the industry, product updates, and the future of payment routing.

Which payment is this alert about? Pre-chargeback alerts article cover.
NEW
PayFac
ISV

When automatic matching fails: matching a pre-chargeback alert by hand

Ludovic Plisson
|
5
MIN READ
|
November 4, 2026
Some alerts arrive with no transaction attached. Why automatic matching refuses to guess, and how to match the alert by hand before its window closes.
Where does the second charge go? White-label subscription billing for payment operators
PayFac
ISV

White-label subscription billing for payment operators

Ludovic Plisson
|
7
MIN READ
|
November 3, 2026

How PSPs, PayFacs and ISVs keep their merchants' subscriptions on their own platform: per-merchant activation, existing acquirers, one offer ID for every charge.

Market Trends

white-label-subscription-billing-payment-operators

Where did the three weeks go? Merchant onboarding article cover.
PayFac
ISV

Cut merchant onboarding time in half, with one KYB file

Ludovic Plisson
|
7
MIN READ
|
October 27, 2026

Merchants wait weeks while acquirers and partners review them one after the other. How one KYB file, reviewed in parallel, halves the time to first transaction.

Market Trends

merchant-onboarding-kyb-half-the-time

#TheShot Season 9 cover: AI in payments with Arthur Bedel, Founder of Monyz
Artificial Intelligence
Payment Performance

AI in payments: agentic commerce and the acceptance problem

Ludovic Plisson
|
8
MIN READ
|
October 19, 2026

Arthur Bedel (Monyz) on the two shifts AI brings to payments: agents that buy and pay each other, and agents that fix acceptance.

Technology

ai-in-payments-agentic-commerce-acceptance

A refund now, or a chargeback later? Pre-chargeback alerts article cover.
PayFac
ISV

Pre-chargeback alerts that land on the right transaction

Ludovic Plisson
|
6
MIN READ
|
October 5, 2026

Every chargeback starts as a claim. How RDR, CDRN and Ethoca alerts work, why matching each alert to its transaction is the hard part, and what automatic matching changes.

Technology

pre-chargeback-alerts-automatic-transaction-matching

Multi-acquirer merchant onboarding without the email chain
Acquiring
PayFac

Multi-acquirer merchant onboarding without the email chain

Ludovic Plisson
|
7
MIN READ
|
September 25, 2026

Merchant onboarding starts in a form and ends in an inbox. Here is why, and what changes when acquirers review inside the merchant file.

User Experience

multi-acquirer-merchant-onboarding

POS Reconciliation: How Matcher™ Matches Store Receipts with Payments for Your Merchants
NORBr Suite
Payment Automation

POS Reconciliation: How Matcher™ Matches Store Receipts with Payments

Ludovic Plisson
|
6
MIN READ
|
September 4, 2026

How ISVs, PSPs and acquirers serving retailers match store receipts with payment notifications automatically, with match-later, withdraw and a full audit log.

Technology

matcher-simplifies-pos-transaction-reconciliation

Checkout Best Practices: What PSPs and ISVs Should Build Into the Checkout They Give Merchants
Checkout
E-commerce

Checkout Best Practices for PSPs and ISVs

Ludovic Plisson
|
7
MIN READ
|
August 28, 2026

What PayFacs, PSPs and ISVs should build into the hosted checkout they give merchants, from form fields and local payment methods to saved cards and fallback.

User Experience

best-practices-for-a-user-friendly-checkout-process

Andréa Toucinho on payment inclusion and accessibility in Europe, #TheShot Season 8
Financial Inclusion
Compliance & Regulation

Payment inclusion in Europe: who your checkout leaves out

Ludovic Plisson
|
6
MIN READ
|
May 22, 2026

Andréa Toucinho (Partelya Consulting) on who digital payments leave out, what the European Accessibility Act changes, and how to design inclusion in.

Compliance

payment-inclusion-accessibility-europe

Viktoria Soltesz on payment and banking strategy, #TheShot Season 7
Payment Strategy
Payment Costs

Payment strategy: why money flows come before the product

Ludovic Plisson
|
6
MIN READ
|
April 17, 2026

Viktoria Soltesz (Soltesz Institute) on why payment and banking strategy comes before the product, why fees can cost more than taxes, and who should own it.

Market Trends

payment-strategy-money-flows-before-product

About NORBr Insights & Blog

In short

  • 48articles published
  • 4audiences: PSPs, PayFacs, ISOs and ISVs
  • 9companion articles to #TheShot seasons

NORBr Insights & Blog publishes analysis for the companies that run payments for others, written from the operator’s side.

Each article looks at a payment topic through what it changes for your platform, your merchants and your margins. Topics include payment routing and retry policies, card networks and BIN data, authentication, 3D Secure and SCA, tokenization, PCI DSS 4.0 compliance, embedded payments for SaaS, instant and account-to-account payments, BNPL, stablecoins, AI and fraud, in-store payments and reconciliation, checkout best practices and the build-or-buy decision for payment infrastructure.

Alongside these analyses, you will find NORBr product updates, partner stories and the companion articles of #TheShot video seasons. Use the categories and the search bar above to filter articles by topic.

To go further, #PayDecoding explains key payment terms in plain words, and #PayWorldTour describes how people pay in each market.

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