Every settlement,

reconciled.

Your merchants read what they earned and exactly what it cost.

Every payment generates financial movements and settles into a batch. Your platform reconciles them across every provider your merchants use, and breaks each settlement down to the line: sales, refunds, chargebacks, fees, and reserves. Your merchants read their true cost in one statement, under your brand.

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Payment Operations: every movement.

Behind every payment sits a chain of financial movements. An authorization, a capture, a cancellation, a refund, a chargeback: each is recorded as a movement, credit or debit, with its amount and the fee it carried. Your merchants filter these by type, by provider, by period, and trace every movement back to the transaction that produced it. The money side of a payment reads as clearly as the operational side.and reconcile from one structured source.

Movements tied to transactions. 
Every financial movement links to its payment operation and its transaction. A refund movement points to the refund it settled. A chargeback movement points to the disputed transaction. Your merchants always know what a movement was for, with no manual matching.
Credit and debit, on record.
Each movement carries its direction, credit or debit, its amount, and its currency. Fees appear as their own movements, categorized and attributed. The balance impact of every operation is explicit, the moment the acquirer reports it.
What each settlement really nets.
A settlement is more than a net figure. Each one breaks down to the line: gross sales, minus refunds and chargebacks, minus the full fee stack, minus reserves held. Interchange, card scheme fees, acquirer markup, gateway and authorization fees each sit on their own row. Your merchants see what they earned and exactly what it cost, by transaction and by period.
The fee stack, itemized.
Each fee category is separated, not bundled into one deduction. Interchange goes to the issuer. Card scheme fees go to the network. Acquirer markup is its own line. Your merchants see where every cent of cost went, instead of reading one opaque deduction.
Net you can trust.
The net amount is the result of a visible calculation: sales, minus refunds and chargebacks, minus fees, minus reserves. Every input is on the statement. Your merchants reconcile what landed in the bank against what the platform reported, with the math in plain view.

Reconciled across every provider.

Settlements arrive from every acquirer the merchant works with, each on its own schedule, in its own format. Your platform matches them automatically against the transactions that produced them, batch by batch, and surfaces the cases that need a human eye. A merchant running several acquirers reads one reconciled statement, not one portal per provider. The same engine reconciles in-store flows, covered in In-store Payments & Matcher.

Automatic matching, exceptions surfaced.
Most movements reconcile on their own: the settlement line meets its transaction, the amounts agree, the batch closes. The cases that do not, a delayed payout, a partial refund, a split capture, are flagged with the context to resolve them. Your merchants act on the exceptions, not on the whole volume.
One source of truth.
Every settlement, every fee, every reserve, from every provider, sits in one statement. Your merchants stop assembling acquirer reports by hand. The reconciled picture stays current, always one filter away.
Every level. Every scope.
Reconciliation follows the same scope model as the rest of your platform, the hierarchy set out in the White-Label Platform. A Merchant Account sees its own settlements. A Program Manager sees its portfolio. A Meta Program Manager sees the full network. Every level reconciles within its perimeter, on its own data.
One financial view across your network.
From your operator view, every settlement across your merchants sits in one place. When a merchant asks why a payout came in lower than expected, you read the fee breakdown at your level and answer. The investigation happens on your data, under your brand.
Financial access, governed.
Settlement and fee data is sensitive, so its visibility is a control you set. Grant financial visibility to the teams that need it. Keep it scoped where it should stay. Every access is recorded, in line with the audit trail your own compliance requires.

The true cost of every payment, in one statement.

Your merchants reconcile across every provider, under your brand.

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