AI in payments is not just agentic commerce. In this first episode, Arthur Bedel, founder of Monyz, names the two forces disrupting the industry: AI, and stablecoins with digital wallets. On the AI side, he sees two shifts: agentic commerce, for humans and for agents, and intelligence applied to the processes payment teams already run. His starting point: a payment is a data stream moving money from one ledger to another. How it moves keeps changing, but getting a transaction accepted is still largely manual, and that is where AI has the most work to do.
Discretion isn’t a feature we sell. It’s how the product is built.