PayPal is a US-based digital payment platform that allows users to make payments and transfer money online. The service is available in over 200 markets worldwide and supports a range of payment options, including credit and debit cards, e-wallets, and bank transfers.
A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.
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