Atome is an online payment method that allows users to split the cost of their purchases into multiple equal payments. By using Atome, users can make installment payments without having to pay any additional interest or fees.
The Atome payment process is straightforward. First, users need to create an Atome account by providing their phone number and personal information. Then, they can select Atome as the payment method when making an online or in-store purchase from an Atome partner merchant.
The total cost of the purchase is divided into several equal payments, typically three, which are charged to the user’s credit or debit card on specific dates. Users must ensure that they have enough funds in their account to cover each installment, or they may be subject to late fees or penalties.
Atome is available in several countries in Asia, including Singapore, Indonesia, Malaysia, the Philippines, Thailand, and Vietnam. It is becoming increasingly popular due to its simplicity and flexibility, which allow users to better manage their budget and spread the cost of their purchases over several months.