Paylib is a French online payment method that was launched in 2013 by a consortium of major French banks, including Banque Postale, BNP Paribas, Société Générale, and Crédit Agricole. The service allows users to make secure and simple online, in-store, and peer-to-peer payments.
One of the main features of Paylib is that users do not need to provide their banking information when making a payment. Instead, they simply log in to their Paylib account using an identifier and password or access code, and the payment is made in just a few clicks.
Paylib can be used to make online payments on websites that accept this payment method. It can also be used to make in-store payments, provided the merchant accepts Paylib as a mode of payment. Finally, it is possible to transfer money to other Paylib users using their mobile phone number.