#Payment Service Provider

Opay is a financial technology company that provides a mobile wallet application allowing users to make cashless payments, transfer money and recharge mobile airtime, offering digital financial services.

Payment methods N/A

Market coverage N/A
  • Nigeria

Opay is a financial technology company based in Lagos, Nigeria. It was founded in 2018 and has experienced rapid growth since then. Opay offers a range of digital financial services, including mobile payments, money transfers, banking services, loans, insurance, and transportation services.

One of Opay’s main offerings is its mobile wallet, a mobile application that allows users to make cashless payments, transfer money, and top-up their mobile airtime. The app is user-friendly and provides a convenient solution for financial transactions in Nigeria, where mobile payments are increasingly popular.

Opay's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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