#Payment method

Lydia is a popular mobile payment app in France that allows users to send and receive money instantly, make in-store and online payments, and track expenses.

Market coverage N/A
  • France

Lydia is a popular mobile payment and money management app in France. It allows users to send and receive money instantly, pay merchants, and split expenses with friends. The Lydia app was launched in 2013 and is available on both iOS and Android platforms.

Here are some key features of Lydia:

– Money transfers: Users can send money to their contacts instantly using their phone number or email address. It is also possible to make bank transfers.
– In-store payments: Lydia enables users to pay at physical stores by scanning a QR code or using Near Field Communication (NFC) technology.
– Online payments: The app can be used to make online purchases on websites or mobile applications.
– Refunds and expense splitting: Lydia makes it easy to refund friends or acquaintances by splitting expenses and sending money to multiple people at once.
– Expense tracking: The app offers expense tracking features, allowing users to keep a record of their transactions and manage their budget.

Lydia also provides additional features such as card aggregation, the ability to create collective pots to collect money with others, integration with Apple Pay and Google Pay, and the option to subscribe to a Lydia payment card.

Lydia's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

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Note that the payment methods offered by each bank or payment service provider may vary depending on the country and the type of account or service.

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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