#Payment method

Klarna is a Swedish financial services company that specializes in online payments and offers options such as "Pay in 4" for splitting the cost of purchases into four installments.

Market coverage N/A
  • Sweden

Klarna is a Swedish company specializing in financial services and online payments. Founded in 2005, Klarna provides a payment platform that allows consumers to make online purchases in a simple and secure manner. It also offers financing solutions and deferred payment services for online purchases.

The main service offered by Klarna is “Pay in 4,” which allows users to split the cost of an online purchase into four equal installments, made every two weeks. This installment payment option has become popular among consumers as it enables them to spread out the cost of their purchases without paying any interest, provided they meet the payment deadlines.

In addition to Pay in 4, Klarna offers other financial services such as credit cards, consumer loans, and deferred payment solutions. These options allow consumers to make immediate online purchases while deferring the payment.

Klarna collaborates with numerous online merchants, thereby providing consumers with the opportunity to use its payment services across a wide range of online stores. During the checkout process, Klarna users can select Klarna as the payment method, enabling them to take advantage of its services and financing options.

Klarna's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

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Note that the payment methods offered by each bank or payment service provider may vary depending on the country and the type of account or service.

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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