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Cofidis

#Payment method

Cofidis is a French company specializing in financial services, including consumer credit and payment solutions. It offers a wide range of financial products and operates in France and other European countries, providing installment payment options for purchases made with partner merchants.

Market coverage N/A
  • France
Description

Cofidis is a French company specializing in financial services, including consumer credit and payment solutions. Founded in 1982, it is part of the Cofidis Participations group, which is 100% owned by Crédit Mutuel Alliance Fédérale.

Cofidis offers a diverse range of financial products for individuals, such as personal loans, revolving credit, and credit cards. It also positions itself as a major player in the field of credit-based payment solutions, providing installment payment options for purchases made with partner merchants.

The company primarily operates in France but is also present in several European countries, including Spain, Portugal, Belgium, and the Czech Republic. Cofidis has a multichannel distribution network, with an online presence through its official website and availability in select partner stores.

Cofidis's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

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Note that the payment methods offered by each bank or payment service provider may vary depending on the country and the type of account or service.

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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