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Arab Payment Services – APS

#Payment Service Provider

Arab Payment Services (APS) is the first Iraqi company in the electronic payment field, offering payment processing services for various entities including merchants, retailers, and banks.

Payment methods N/A

Market coverage N/A
  • Iraq
Description

Arab Payment Services (APS) is the first Iraqi company in the electronic payment field, offering payment processing services for various entities including merchants, retailers, and banks. They also provide MasterCards that can be used internationally, Point of Sale (POS) devices, an E-Payment Gateway, and fraud protection services. They have over 1500 POS devices distributed across all cities in Iraq and are the first Iraqi company to achieve PCI DSS certification.

Arab Payment Services – APS's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

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Note that the payment methods offered by each bank or payment service provider may vary depending on the country and the type of account or service.

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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