Alma is a payment method in France. It is a financing and payment solution that allows consumers to pay for their purchases in installments. Alma collaborates with various merchants and e-commerce platforms to offer flexible payment options to their customers.
The operation of Alma is relatively straightforward: customers can choose to divide the total amount of their purchase into multiple monthly installments, typically over a period of three to twelve months. This allows consumers to better manage their budget by spreading the payment of their purchases.
As a payment method, Alma offers benefits to both consumers and merchants. Consumers can enjoy greater financial flexibility and improved accessibility to products and services, while merchants can increase their sales and conversion rates by offering a split payment option.