#Payment method

Alma is a popular payment method in France that allows consumers to pay for their purchases in installments, providing greater financial flexibility.

Market coverage 9
  • Belgium
  • France
  • Germany
  • Italy
  • Netherlands
  • Portugal
  • Spain
  • Switzerland
  • United Kingdom.

Alma is a payment method in France. It is a financing and payment solution that allows consumers to pay for their purchases in installments. Alma collaborates with various merchants and e-commerce platforms to offer flexible payment options to their customers.

The operation of Alma is relatively straightforward: customers can choose to divide the total amount of their purchase into multiple monthly installments, typically over a period of three to twelve months. This allows consumers to better manage their budget by spreading the payment of their purchases.

As a payment method, Alma offers benefits to both consumers and merchants. Consumers can enjoy greater financial flexibility and improved accessibility to products and services, while merchants can increase their sales and conversion rates by offering a split payment option.

It’s worth noting that the exact terms of use and payment arrangements may vary depending on Alma’s partner merchants. Therefore, it is recommended to refer to the specific information provided by each merchant to know the precise details of the payment options offered.

Alma's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

Data not up-to-date?

Note that the payment methods offered by each bank or payment service provider may vary depending on the country and the type of account or service.

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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