Scalapay is an online payment method that allows consumers to make purchases online and pay for them in installments, in a simple and flexible manner. It is a buy now, pay later payment solution that enables users to spread the cost of their purchases into multiple equal payments, without any additional fees or interest.
The functioning of Scalapay is quite straightforward. When you make an online purchase on a Scalapay partner website, you can choose Scalapay as the payment option. You will need to create a Scalapay account and provide some personal information. Then, the total amount of your purchase will be divided into several equal installments. The first payment is typically made at the time of purchase, while the subsequent payments will be automatically deducted at regular intervals (e.g., monthly) from the credit or debit card you have registered.
It is important to note that Scalapay does not charge any interest or additional fees for using its service. However, if you miss a payment or fail to comply with the agreed-upon payment terms, late fees may be applied.
Scalapay is available in multiple countries and is used by many e-commerce websites in sectors such as fashion, cosmetics, electronics, sports goods, etc. This allows consumers to spread the cost of larger purchases over a longer period, making the purchase more affordable and accessible.