Atome

#Buy Now Pay Later (BNPL)

Atome is an online payment method that allows users to split the cost of their purchases into multiple equal payments. By using Atome, users can make installment payments without […]

Certified payment providers 4
Market coverage 10
  • Hong-Kong
  • Indonesia
  • Japan
  • Malaysia
  • Philippines
  • Singapore
  • South Korea
  • Taiwan
  • Thailand
  • Vietnam
Currencies 10
  • Hong Kong Dollar
  • Indonesia Rupiah
  • Japan Yen
  • Malaysia Ringgit
  • Philippines Peso
  • Singapore Dollar
  • South Korea Won
  • Taiwan New Dollar
  • Thailand Baht
  • Viet Nam Dong
Description

Atome is an online payment method that allows users to split the cost of their purchases into multiple equal payments. By using Atome, users can make installment payments without having to pay any additional interest or fees.

The Atome payment process is straightforward. First, users need to create an Atome account by providing their phone number and personal information. Then, they can select Atome as the payment method when making an online or in-store purchase from an Atome partner merchant.

The total cost of the purchase is divided into several equal payments, typically three, which are charged to the user’s credit or debit card on specific dates. Users must ensure that they have enough funds in their account to cover each installment, or they may be subject to late fees or penalties.

Atome is available in several countries in Asia, including Singapore, Indonesia, Malaysia, the Philippines, Thailand, and Vietnam. It is becoming increasingly popular due to its simplicity and flexibility, which allow users to better manage their budget and spread the cost of their purchases over several months.

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Frequently Asked Questions

What are the best practices for managing cross-border payments?2023-04-18T18:56:57+02:00

NORBr is a payment orchestrator that connects you to all cross-border payment services providers that can help you manage your cross-border payments efficiently and securely, while also ensuring compliance with relevant regulations. NORBr offers advanced features like fraud detection, currency conversion, and real-time tracking and reporting, which can help you optimize your payment processing for cost efficiency and speed.

What are the risks associated with cross-border payments?2023-04-18T18:57:21+02:00

Cross-border payments can be associated with several risks for you, including currency fluctuation risk, regulatory risk, and fraud risk. Currency fluctuation risk refers to the potential impact of exchange rate fluctuations on the value of your payments. Regulatory risk relates to the complexity of complying with different regulations in different countries. Fraud risk refers to the potential for fraudulent activity, which can be more difficult to detect and prevent in cross-border transactions.

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