Fintecture
Certified partner

#Payment method

Fintecture is a French fintech company that provides a range of payment and identity verification solutions to merchants and financial institutions. The company offers an open banking platform that allows businesses to access bank APIs and provide customers with a variety of payment options, including bank transfers and e-wallets.

Market coverage 1
  • France
Description

Fintecture developed a bank-to-bank payment. Instant transfer improves conversion rate of payments while boosting productivity business. A digital payment innovation compatible in stores and e-shops.
Companies can finally get an easier, safer and cheaper payment solution.

By using Fintecture, a company can :
– Bypass bank cards limits,
– Stop illegitimate rejections,
– Reduce transaction costs,
– Access easily to collected funds,
– Stop attempt fraud (strong authentication),
– Limit chargebacks,
– Strengthen security consumers.

Fintecture's features

  • 3D Secure
  • Chargeback management
  • Chargebacks
  • Partial Captures
  • Partial Refunds
  • Payin
  • Payout
  • Recurring Transaction
  • Recurring Transactions
  • Refunds

Data not up-to-date?

Note that the payment methods offered by each bank or payment service provider may vary depending on the country and the type of account or service.

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Frequently Asked Questions

What is a Payment Aggregator (#PA)?2023-09-14T14:17:02+02:00

A PA is a company that enables merchants to accept payments through a single account. They aggregate transactions from multiple merchants into a single merchant account and facilitate payouts.

What is a Payment Facilitator (#PayFac)?2023-04-18T18:56:26+02:00

A PayFac is a company that simplifies the payment process for sub-merchants by providing a unified platform. They act as a middleman between the sub-merchant and the acquiring #bank and handle all the necessary compliance and underwriting processes.

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